By Ahmed Ahmed
The federal government has moved to make smartphones, laptops, and other digital tools easier for working Nigerians to afford.
Through the Nigerian Consumer Credit Corporation, known as CREDICORP, the government has launched a national digital device credit programme aimed at widening access to tools that are now central to work and learning.
The announcement followed the success of a pilot phase, which enabled more than one thousand Nigerians to acquire smartphones through a simple and affordable credit plan. Building on that result, CREDICORP is expanding the scheme to reach over fifteen thousand workers across the country.
To deliver the programme at scale, CREDICORP is partnering with E-Finance Company, one of its participating financial institutions, while Credlock provides the technology backbone.
CREDICORP’s Managing Director, Mr. Uzoma Nwagba, said that the rollout is a natural extension of the government’s push toward digital inclusion. He explained that the administration wants to equip workers with tools that help them stay productive and competitive. According to him, access to digital devices should not be a privilege reserved for a few. He stated that the programme is designed to remove long-standing financial hurdles that have kept many Nigerians from owning devices that can open doors to new opportunities.
Mr. Nwagba described the effort as part of a broader vision to support a modern workforce. He said that the impact of credit is already evident across mobility and renewable energy, and that similar benefits are expected as more people gain access to essential personal technology.
Credlock’s Chief Executive, Mr. Dayo Fabayo, echoed the sentiment. He highlighted the power of everyday devices to change lives. In his words, each smartphone represents a chance to learn, work, and access opportunities that can shape a more secure future. He said that Credlock sees digital devices as bridges to financial advancement and that partnering with CREDICORP and E-Finance will allow that impact to reach millions.
For both organisations, the goal is clear. A more digitally equipped population can take advantage of job openings, online learning, entrepreneurial tools, and financial services. The scheme is expected to help more Nigerians step into that space with confidence.
